Effective Date: [June 26, 2025] Welcome to The Wellthy Life Coach, led by Joye Thomas. Your privacy is important to us. This Privacy Policy outlines how we collect, use, protect, and share your information when you interact with our services, website, coaching programs, and events. 1. Information We Collect We may collect the following types of information when you use our website, sign up for services, or engage with our wellness offerings: Personal Information: Your name, email address, phone number, and any information you provide through intake forms or direct communications. Usage Data: Information about how you use our website or services, including IP address, browser type, and device identifiers. Wellness & Coaching Insights: Voluntarily submitted information during sessions or communications related to your goals, challenges, and progress. 2. How We Use Your Information Your information may be used to: Provide personalized coaching, wellness services, or event access Send updates, resources, and promotional content (with your consent) Improve website functionality and service delivery Comply with legal and ethical obligations related to mental wellness practices 3. Information Sharing We do not sell or share your personal information with third parties, except: With your explicit consent To comply with legal obligations or protect our rights With trusted vendors who assist in delivering our services (e.g., email platforms, payment processors) All third-party service providers are required to uphold confidentiality and data protection standards. 4. Data Protection We implement secure protocols to protect your personal data from unauthorized access, misuse, or disclosure. However, no internet-based system is entirely secure. You use our services at your own discretion and are encouraged to contact us with any privacy concerns. 5. Cookies and Tracking Our website may use cookies or similar technologies to improve user experience and track engagement. You can manage cookie settings through your browser at any time. 6. Your Rights You have the right to: Access or request a copy of your personal information Correct or update your information Withdraw consent or request deletion of your data Opt-out of promotional communications To exercise any of these rights, please contact us directly. 7. Contact Us If you have any questions about this Privacy Policy or how your information is handled, please reach out to: The Wellthy Life Coach – Joye Thomas Email: [Insert Email Address] Website: [Insert Website URL] Empowering your journey to a well-thier life starts with trust and transparency. Thank you for choosing The Wellthy Life Coach.

Last Updated: June 26, 2025 Please read these Terms and Conditions ("Terms") carefully before using any services, programs, or content provided by The Wellthy Life Coach – Joye Thomas ("we", "us", or "our"). By accessing or using our website, digital services, or engaging with our coaching and wellness offerings (collectively, the “Service”), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not access or use the Service. 1. Accounts and User Responsibilities When creating an account or registering for services, you agree to provide current, accurate, and complete information. Failure to do so may result in suspension or termination of your access. You are responsible for safeguarding your login credentials and agree not to share your password with others. You must notify us immediately of any unauthorized access or use of your account. 2. Intellectual Property All content, tools, resources, branding, and features provided through the Service are the exclusive intellectual property of Joye Thomas and The Wellthy Life Coach, unless otherwise stated. This includes text, graphics, logos, videos, course materials, and digital downloads. These are protected by applicable copyright and trademark laws and may not be copied, reproduced, or redistributed without prior written consent. 3. Third-Party Links The Service may include links to third-party websites, platforms, or resources that are not owned or controlled by The Wellthy Life Coach. We are not responsible for the content, privacy practices, or terms of these external sites and do not endorse or guarantee the accuracy of information found there. You access such third-party content at your own risk. 4. Service Modifications and Termination We reserve the right to update, modify, suspend, or terminate any part of the Service at any time without prior notice. We may also terminate or suspend your access immediately if you breach these Terms. Upon termination, your right to use the Service will cease. You may discontinue use of the Service at any time. 5. Limitation of Liability To the fullest extent permitted by law, The Wellthy Life Coach – Joye Thomas and its affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages, including but not limited to loss of data, profits, or personal well-being, arising out of your use or inability to use the Service. 6. Disclaimer of Warranties The Service is provided “as is” and “as available,” without any warranties, express or implied. While we strive to provide a secure and empowering experience, we make no guarantees regarding availability, accuracy, or results. We cannot warrant that the Service will be uninterrupted, error-free, or free of harmful components. Results from coaching or wellness programs vary by individual and are not guaranteed. 7. Governing Law These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law rules. Any disputes arising from these Terms or your use of the Service shall be resolved exclusively in the courts located in Texas, USA. 8. Changes to These Terms We reserve the right to revise these Terms at any time. If a change is material, we will provide notice (e.g., via email or website notification) at least 30 days before the new terms become effective. By continuing to use the Service after any changes, you agree to be bound by the updated Terms. If you do not agree with the revised Terms, please discontinue use of the Service. 9. Contact Us If you have any questions or concerns about these Terms, please contact: The Wellthy Life Coach – Joye Thomas Email: [Insert Email Address] Website: [Insert Website URL] Disclaimer: This Terms and Conditions document is provided as a general template. We recommend consulting with a licensed attorney to ensure it is fully compliant with your business model and jurisdiction.